HARP has saved homeowners an average of $3,840 per year but ever changing government plans could effect its availability in the near future. It's set to expire in September and no one knows how Ryan will act before then.
Since the Government's announcement last fall that HARP will expire September 30, 2017, homeowners have been scrambling to take advantage of this program. But now, no one knows if Trump will try to extend the program, or be forced to terminate it before the scheduled date. So, if lowering your payments, paying off your mortgage faster, and even taking some cash out would help you, it is vital you act now.
So how can you take advantage of these low rates and Government rebates? Shop around! Visitors to mortgage comparison sites such as LowRatesShop are often shocked at how much they can save on their loan.
A Stimulus Plan for American Homeowners
If your mortgage is less than $625,000, your chances of qualifying for HARP could be high. The Government wants the banks to cut your rates, which puts more money in your pocket, ultimately boosting the economy.
Banks are not happy about this. Here's why:
- HARP makes it easier to qualify for lower mortgage rates
- You have the option to shop lenders other than your current mortgage holder
Do I Qualify?
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Mortgage Lenders are constantly changing their policies in your state to meet demand and manage risk. Affiliated comparison sites can give you access to today’s most competitive rates in your state. Example savings illustrated above is for demonstration purposes only and results will vary based on your individual qualifications which may be associated with your home's loan-to-value, home type, city and state where the home is located as well as other factors including but not limited to credit scores, employment history, residency type and other factors.
(1) Average savings of $82 per week, for 52 weeks. For more details, please read the research provided by Fannie Mae. http://www.fanniemae.com/resources/file/aboutus/media/HARP-Research-Report-030613.pdf
Now Click on your State Below, Answer a Few Simple Questions (takes less than 2 minutes) and See What You Will Save (at no cost or obligation to you):
Most Recent Posts
Close to a million homeowners could still benefit today, but sadly many perceive HARP to be too good to be true. Remember, HARP is a free Government program and there is absolutely NO COST to - See if you qualify >>
Experts Urge Homeowners to Lock in HARP Rates Now!
Last Chance to Save $3,480/Year Before Mortgage Bailout Expires
How will Paul Ryan act? "HARP will
expire September 30, 2017, so
homeowners are scrambling to take advantage just in case... and get their $320 per month now."
______________________________________
By Smith Anderson, Finance Editor -
Where Do I Start?
With hundreds of mortgage lenders and brokers available, it can take consumers hours to simply contact each one separately and request a quote. The good news is that there are services that could help you save time and money by comparing multiple lenders at once. One such service is LowRatesShop, which has one of the biggest lender networks in the nation and what's better is that they work with HARP lenders to provide consumers with a comprehensive set of mortgage options.
There's no obligation to homeowners, and LowRatesShop offers easy and fast comparisons. It takes less 2 minutes, and the service is 100% free. You have nothing to lose, except for your money problems!